Credit Analysis


The concept describes credit analysis as an organisational framework for identifying, quantifying, and comparing the costs and benefits of proposed projects.

Technique Overview

Credit Analysis Definition

Credit analysis is a method to measure or estimate the credit risk associated with an asset, business or organisation (Huang et al., 2004). In other words, credit analysis is a business activity that evaluates the creditworthiness of a business or organisation (Chandra, 2008).

Credit Analysis Description *

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Business Evidence

Credit Analysis Strengths *

Credit Analysis Weaknesses *

Examples of Credit Analysis *

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Business Application

Credit Analysis Implementation *

Success Factors of Credit Analysis *

Measures of Credit Analysis *

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Professional Tools

Credit Analysis Videos *

Credit Analysis Downloads *

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Further Reading

Credit Analysis Web Resources *

Credit Analysis Print Resources *

Credit Analysis References (4 of up to 20) *

  • Altman, E.I. (1968) Financial Ratios Discriminate Analysis and the Prediction of Corporate Bankruptcy. The Journal of Finance, Vol. 23(4), pp. 589-609.
  • Abraham, A., Glynn, J., Murphy, M. and Wilkinson, B. (2008) Accounting for Managers Learning. EMEA, London.
  • Baer, W., Elosegui, P., and Gallo, A. (2002) The Achievements and Failures of Argentina’s Neo-liberal Economic Policies. Oxford Development Studies, Vol. 30(1), pp. 63-85.
  • Chasan, E., and Sandra, M. (2008) WaMu Files Bankruptcy Petition in Delaware. Reuters. 27 September.

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