Credit Analysis


The concept describes credit analysis as an organisational framework for identifying, quantifying, and comparing the costs and benefits of proposed projects.

Technique Overview

Credit Analysis

Credit Analysis Definition

Credit analysis is a method to measure or estimate the credit risk associated with an asset, business or organisation (Huang et al., 2004). In other words, credit analysis is a business activity that evaluates the creditworthiness of a business or organisation (Chandra, 2008).

Credit Analysis Description *

* The full technique overview will be available soon. Contact us to register your interest in our business management platform, and learn all about Credit Analysis.

Business Evidence

Strengths, weaknesses and examples of Credit Analysis *

* The business evidence section is for premium members only. Please contact us about accessing the Business Evidence.

Business Application

Implementation, success factors and measures of Credit Analysis *

* The business application section is for premium members only. Please contact us about accessing the Business application.

Professional Tools

Credit Analysis videos and downloads *

* The professional tools section is for premium members only. Please contact us about accessing the professional tools.

Further Reading

Credit Analysis web and print resources *

Credit Analysis references (4 of up to 20) *

  • Altman, E.I. (1968) Financial Ratios Discriminate Analysis and the Prediction of Corporate Bankruptcy. The Journal of Finance, Vol. 23(4), pp. 589-609.
  • Abraham, A., Glynn, J., Murphy, M. and Wilkinson, B. (2008) Accounting for Managers Learning. EMEA, London.
  • Baer, W., Elosegui, P., and Gallo, A. (2002) The Achievements and Failures of Argentina’s Neo-liberal Economic Policies. Oxford Development Studies, Vol. 30(1), pp. 63-85.
  • Chasan, E., and Sandra, M. (2008) WaMu Files Bankruptcy Petition in Delaware. Reuters. 27 September.

* The further reading section is for premium members only. Please contact us about accessing the further reading.


Learn more about KnowledgeBrief Manage and how you can equip yourself with the knowledge to succeed on Credit Analysis and hundreds of other essential business management techniques

Other members were also interested in...

Related Concept: Safeguarding

This technique offers a review of the essential concept of safeguarding, exploring the legal requirements, explanations and application. It presents a number of case studies and success factors showing you how to create a safe and secure working environment for your staff, clients and customers.